Indian micro-savings app that automatically rounds up digital transactions and invests spare change into gold or mutual funds with no lock-in.
Spenny is an automated micro-savings app for India that rounds up card, UPI, and net banking spending to the nearest 10 INR and invests the difference automatically. Users can direct roundups into Digital Gold or Mutual Funds, make one-time lump-sum investments from as little as Rs. 10, and withdraw at any time with no lock-in period. The app is regulated by SEBI and AMFI, uses AES-256 encryption, and partners with custodians including the Bombay Stock Exchange. Spenny is a product of Spenny.
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