Debt-as-a-service platform that converts pending payouts into instant cash and provides working capital advances to gig workers, merchants, and platforms.
Sivo is a debt-as-a-service platform providing instant payouts and working capital advances to gig workers, merchants, drivers, couriers, creators, real estate agents, and card-accepting businesses by advancing against verified payout streams. Businesses onboard in 60 seconds via AI-powered verification with no paperwork, and receive instant funding decisions with transparent pricing. Sivo can also be embedded directly into a platform or agentic experience. An AI account manager is available 24/7. Sivo is a product of Sivo.
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