Infrastructure platform for banks, credit unions, and fintechs to launch asset-backed secured credit card programs in weeks.
Pesto offers a Collateral Operating System that enables financial institutions and brands to launch revolving, collateral-backed credit card programs rapidly. The platform handles product design, underwriting models, KYC, card management, and compliance, while providing mobile-first, branded card experiences. It supports share-secured credit union programs, stock-backed cards for brokerage positions, vehicle-equity-backed cards, and custom collateral configurations. Pesto was the first company to offer an asset-backed credit card and now provides its infrastructure to other institutions. Pesto Mastercard is a product of Pesto.
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