UPI-based pay-later credit line for college students in India that requires no existing credit score.
PayCrunch is a UPI-based pay-later app exclusively for college students in India, allowing them to scan QR codes and pay at 15 million+ stores without needing a CIBIL credit score. Users build a PayCrunch score through transactions, track expenses, and earn rewards. The platform includes a PayCard for additional credit access and social community features. PayCrunch is a product of PayCrunch.