Enterprise fintech infrastructure for managing global USD payments, capital, and tokenized deposits via a single REST API.
Owny provides fintech infrastructure for managing USD payments and treasury through direct USD accounts at top-tier US banks, real-time KYC/AML/BSA controls, and a REST API aligned with ISO 20022 supporting SWIFT, SEPA, ACH, Fedwire, and RTP. The platform also offers a Tokenized Deposits Beta for bank-native stablecoin clearing and settlement with 1:1 USD reserves and under 5-second finality operating 24/7/365. Owny is registered as an MSB with FinCEN and partners with licensed financial institutions. Owny is a product of OWNY.