Mobile app that disburses working capital loans to African micro businesses within 24 hours of application.
Numida provides fast, unsecured working capital loans to African micro businesses via a mobile app. Business owners download the app, upload a national ID, share basic business details, and receive a loan within 24 hours. The platform uses a proprietary credit scoring model for cash-based businesses with no digital transaction history while maintaining strong collection rates. Since 2021, it has provided $23M in working capital to 32,000 businesses in East Africa. Numida is a product of Numida.
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