Consumer credit data platform unifying international bureaus, bank data, payroll, and document sources in one FCRA-compliant API for lenders.
Nova Credit is a consumer reporting agency and credit infrastructure platform giving lenders access to consumer-permissioned financial data from international credit bureaus, bank data aggregators, payroll systems, and automated document data through a single platform. Its four core products cover cash flow underwriting using bank transaction data, automated income verification, credit access for international newcomers, and rapid income and asset verification. The platform is FCRA-compliant in the US, operates globally, and serves 7,000+ customers, enabling lenders to implement cash flow underwriting or international credit data 9-12 months faster than building in-house alternatives. Nova Credit is a product of Nova Credit.