Embedded B2B payments and BillPay API for vertical SaaS platforms to launch AI-powered accounts payable and accounts receivable features.
Mercoa is an embedded finance platform that lets vertical SaaS companies add AI-powered BillPay, invoicing, and payment features to their products via React components, a hosted iFrame, or a full REST API with SDKs for TypeScript, Python, and Java. For AP, it handles vendor onboarding, AI auto-categorization of line items and GL accounts, approval workflows, and intelligent payment scheduling; for AR, an AI agent turns contracts into invoices and automates collection with reminders and late fees. The platform targets a three-week go-live timeline. Mercoa is a product of Mercoa.
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