Combined checking and investment account that lets you invest 100% of your money while spending via real-time collateralized loans.
Lucible is a fintech product that combines a checking account with an investment account, allowing users to keep 100% of their money invested at all times. When users make purchases, Lucible issues a real-time loan using investments as collateral to cover the transaction. This approach mirrors strategies used by ultra-wealthy individuals for large purchases and applies them to everyday spending, claiming to be the most capital- and tax-efficient way to manage money. Lucible is a product of Lucible.
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