An all-in-one banking and financial platform built for creators, agencies, and SMBs with banking, cards, bookkeeping, and invoicing.
Karat is an all-in-one financial platform for creators, agencies, and growing businesses that combines high-yield FDIC-insured business checking accounts, Visa business credit cards with no annual fee or FX fees, AI-powered bookkeeping, mass payments to talent and contractors with automated 1099 generation, and invoicing in a single dashboard. It supports multiple business entities under one login with separate accounts, cards, and permissions, and offers custom engraved cards with up to 3x rewards. Karat is a product of Karat Financial.
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