Actuarial intelligence platform for corporate risk managers that optimizes insurance programs, supports captive self-insurance, and reduces total cost of risk.
Huscarl provides AI-driven actuarial analysis for corporate risk managers to optimize insurance programs and evaluate self-insurance through captives. It identifies and quantifies risk exposures across Property & Casualty, Specialty, and Benefits, detects coverage gaps and over-insurance by scanning policies, and models loss scenarios for deductible right-sizing. Early customers have achieved average 30% premium reductions at renewal and 15% TCOR reductions per program cycle, with $2M+ in premiums optimized. The platform also prepares underwriter-friendly, data-backed submissions to improve carrier negotiations. Huscarl is a product of Huscarl.