Health Reimbursement Arrangement that enables employers to cover premiums and out-of-pocket costs for employees enrolled in a spouse's health insurance plan.
Healia's Total Care Option (TCO) is an HRA that enables companies to cover premiums and out-of-pocket costs—including copays, coinsurance, and deductibles—for employees who enroll in their spouse's health plan instead of the company plan. Employers can reduce healthcare costs by up to 76% while providing up to $25,000 in additional coverage per family. Healia manages the entire claims process with fast reimbursements. An AI-powered Decision Support Tool helps families compare health plan costs side by side. Healia has 50+ customers coast-to-coast with 40,000+ employees using the product. Healia Total Care Option is a product of Healia.