Mobile app enabling merchants to offer credit-based purchases to customers without card terminals or traditional POS.
Flux QR is a fintech app for merchants in Latin America that lets customers apply for credit from their phone and choose a repayment term, while the merchant receives funds immediately in their bank account and pays a small commission per sale. The service is designed for markets where 80% of buyers lack credit cards, removing the need for payment terminals by managing everything through a single app. Merchants download the app, register their business, and inform customers who can then buy on credit. Flux QR is a product of Flux.
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