Budgeting app with a built-in checking account and Visa debit cards that organizes real money into digital envelopes before you spend it.
Envelope is a combined budgeting and banking product that replaces separate checking accounts and budgeting apps. Users divide their balance into digital envelopes for bills, groceries, savings, and spending, with card transactions mapped to envelopes in real time. Features include physical and up to 50 virtual Visa debit cards, early direct deposit, FDIC-insured accounts through Pacific West Bank, joint accounts for couples, and access to 55,000+ fee-free ATMs. Pricing is $10/month or $40/year, waived when spending $5,000/year. Envelope is a product of Envelope.