CreditAccess Life - Raksha Chakra Poorna (UIN 163N013V01): 18 facts from 2 policy documents, each linked to its clause
A free IndiaInsurances page on CreditAccess Life - Raksha Chakra Poorna from CreditAccess Life Insurance (Group and credit life, UIN 163N013V01, approved 6 Jun 2025). CreditAccess Life - Raksha Chakra Poorna is a group credit-linked life insurance product for borrowers with single or annual premium payment. The death benefit is the sum assured under the chosen Level Cover or Reducing Cover after settling outstanding loan amount, with the prospectus stating cover from ₹10,000 to ₹30,00,000. The page lists 18 facts read from 2 policy documents, each linked to the clause it comes from, for example sum assured: ₹10,000 to ₹30,00,000, aligned with the loan amount; not greater than; policy term: 1 year to 240 months, aligning with the loan tenure; not exceeding; maximum maturity age: Coverage up to 75 years. It also shows how to claim or complain on this policy and links the official grievance routes. IndiaInsurances is a free, independent site that reads Indian insurance policies clause by clause: waiting periods, co-pay, exclusions and claims, each quoted from the policy documents. It sells no insurance and earns no commission. Listed by the IndiaInsurances team.