Universal payments app that lets you send money to anyone on Venmo, Cash App, or Zelle from a single balance that earns yield.
Charm is a consumer payments app that enables users to send money across different payment platforms (Venmo, Cash App, Zelle) without requiring recipients to have a specific account. Funds are stored as USDC in cryptographically secure smart contract accounts and automatically earn yield via the Morpho decentralized lending protocol. Charm offers up to 2% cashback on inbound transfers from Venmo, Cash App, or Zelle. Available on iOS and Android with no geographic restrictions. Charm is a product of Charm.
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