Prism Data

Cash flow underwriting scores and analytics that help lenders assess borrowers from bank transaction data

prismdata.com

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About

Prism Data is a New York City-based fintech that builds cash flow underwriting infrastructure and analytics for lenders. Its CashScore models turn deposit account and bank transaction data into credit risk predictions independent of traditional credit scores, and its products also cover income, small business intelligence and transaction categorization. Jason Rosen is CEO. The company says it works with three of the five largest US fintech lenders and six of the ten largest digital banks, and distributes through partners including Equifax, Plaid and LexisNexis. In October 2026 it raised a 20 million US dollar Series A led by Story Ventures, with FINTOP, Core VC, Obvious Ventures, 1st & Main Growth Partners and Mana Ventures, and introduced its REFRACT AI transaction categorization engine.

Stage
series-a
Location
New York, New York, USA
Added via
web
Ownership
unclaimed

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Products

  • Prism CashScore — Cash flow credit score that turns deposit account data into explainable risk predictions · Api

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