Digital payments and lending platform for Nigeria and emerging markets
OPay is a digital financial platform headquartered in Singapore that earns most of its revenue in Nigeria, where consumers and merchants use its app and POS network for payments, transfers and credit; it also operates in Indonesia, Egypt and Pakistan. On October 9, 2026 OPay Limited filed a Form F-1 with the US SEC for an IPO of American depositary shares on the NYSE under the ticker OPAY, reporting first-half 2026 revenue of $467.1 million and net income of $90.9 million, and plans a later secondary listing on the Nigerian Exchange.