Marrow

Compliance-grade infrastructure that lets AI agents quote, buy and service insurance on insurers' terms

onmarrow.com

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About

Marrow is a London-based insurtech building the compliant layer between AI assistants and insurers. Insurers and brokers map their existing pricing, underwriting and policy systems to Marrow once, without changing core systems, and AI agents can then quote, compare, bind and service regulated policies in-conversation while Marrow enforces disclosures, guardrails and an audit trail. The company says it has been in production with Aviva since March 2026 and published the open AMI Standards for agent-led insurance transactions in September 2026. Co-founded by Tim Graham and Adam Mesout (both ex-Ki), it raised a $2M (about GBP 1.5M) pre-seed round led by Insurtech Gateway with Seed X, Leo Capital and Portfolio Ventures.

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