Flexible business finance for UK and European small businesses
iwoca is a London-based fintech that provides Flexi-Loans and short-term business finance to small and medium-sized companies, typically from £1,000 up to £1 million. Founded in 2011, it serves limited companies and LLPs in the UK and has expanded into Europe, with teams in London, Leeds, Frankfurt, and Berlin. In November 2026 it launched toro, a free AI PR assistant for small businesses. Website: iwoca.co.uk.