Florin
Florin is the insurance carrier with zero underwriters
Community-submitted · content unverified. This organization has not verified ownership or the information in this profile.
About
Florin is a full-stack insurance carrier where a model does the underwriting. When a submission comes in, Florin reads the ACORD forms, then investigates the risk on its own: satellite imagery, permits, public records, even the insured's Instagram, and catches exposures that never make it onto the application. It then simulates tens of thousands of ways the policy year could go, prices the risk, and returns a bindable quote in under a minute instead of weeks. The team is ex-Google, Tesla, Amazon, and Terrafirma, and the bet is that a carrier built this way wins on loss ratio, speed, and cost at the same time. Florin is a Y Combinator company (Summer 2026). YC-listed status: Active.
- Website
- florin.inc
- Location
- San Francisco, CA, USA
- Added via
- web
- Ownership
- unclaimed
Where to go
Products
- Florin — AI-powered insurance carrier that binds liability, products, and property policies in under a minute using autonomous underwriting and risk investigation. · Service
Links
- Y Combinator profileycombinator