AI credit analysis and underwriting software for commercial lenders
Crediflow AI is a Manchester-based fintech that automates commercial loan processing. Its platform consolidates financial statements, bank transactions and borrower documents into structured credit analysis ready for lender approval, with tools for financial spreading, bank statement analysis, risk detection and credit memos. Founded in 2024 by Drey Kenfack, a former commercial lending and private credit executive, it took part in PXN's PraeSeed programme and in November 2026 announced £1.5M in funding led by NPIF II – PXN Equity Finance, with Haatch and angel investors.