Cloud9

Borderless digital banking and cross-border payments for African businesses and youth

cloud9.money

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About

Cloud9 (Cloud9 Money) is a Nairobi-based fintech offering digital banking for African consumers and businesses: multi-currency accounts in currencies including KES, USD, EUR, GBP and CNY, stablecoin wallets, payments to more than 100 countries, withdrawals to mobile money, cards, savings vaults and investing through Cloud9 Wealth, plus payroll, bulk payments and approvals for businesses. It uses USDC and USDT as a backend settlement layer for cross-border payments. Founded by Tesh Mbaabu and Mesongo Sibuti, formerly of MarketForce, it launched its product in early 2026 and reports more than 25,000 accounts. It acquired ticketing platform M-Tickets in May 2026 and social commerce platform Chpter in August 2026. In October 2026 crypto accelerator Alliance invested $500,000 as part of a pre-seed round that also included Techstars NYC, bringing total funding to $1 million.

Stage
pre-seed
Location
Nairobi, Kenya
Added via
web
Ownership
unclaimed

Where to go

Products

  • Cloud9 Business — Multi-currency business account for African importers and exporters · Saas
  • Cloud9 Money App — The everything-money app for salary, payments, savings, FX and investing · App

Social profiles

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Founders