Tesh Mbaabu
Founder and CEO
Borderless digital banking and cross-border payments for African businesses and youth
Cloud9 (Cloud9 Money) is a Nairobi-based fintech offering digital banking for African consumers and businesses: multi-currency accounts in currencies including KES, USD, EUR, GBP and CNY, stablecoin wallets, payments to more than 100 countries, withdrawals to mobile money, cards, savings vaults and investing through Cloud9 Wealth, plus payroll, bulk payments and approvals for businesses. It uses USDC and USDT as a backend settlement layer for cross-border payments. Founded by Tesh Mbaabu and Mesongo Sibuti, formerly of MarketForce, it launched its product in early 2026 and reports more than 25,000 accounts. It acquired ticketing platform M-Tickets in May 2026 and social commerce platform Chpter in August 2026. In October 2026 crypto accelerator Alliance invested $500,000 as part of a pre-seed round that also included Techstars NYC, bringing total funding to $1 million.
Founder and CEO
Co-founder