AI agents that run underwriting, due diligence and loan surveillance for commercial real estate lenders
CarbonAI builds long-horizon AI agents for commercial real estate (CRE) lending teams. The agents extract and structure data from rent rolls, leases, financial statements and legal documents, build the underwriting model on the lender's own templates, draft the investment memo, track due diligence and run quarterly surveillance after close, with every figure traced back to its source document and judgment calls routed to the lending team. Co-founders Jeff Saul and Josh Kaufman previously worked as CRE lenders. The company is headquartered in New York and works with debt funds, mortgage REITs and agency lenders. In October 2026 it announced $12M in funding led by Cowboy Ventures, with Timber Grove Ventures, Bling Capital and Max Ventures.
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