{"listing":{"listing_type":"company","name":"Udhaar App","slug":"udhaar-app","tagline":"We're Khatabook / OkCredit for Pakistan","description":"We are a simple book-keeping app, to help 30M micro SMEs run their finances digitally.\n\nI was visiting Pakistan. 1-day, asked our local store owner on plans for his next location. His response, 'never'. \n\nSince business operations & money flow are manual, he worked 16 hours / 7 days to minimize theft. Zero time with family. We got obsessed with identifying how we can help small business owners run their business and have a life. \n\nEverything in Pakistan is manual, store credit, sales, purchasing inventory, cash management, tax filings, payments, etc.\n\nThis idea got us hooked as it allows us to build a large company and have a huge impact on ~30M small businesses in Pakistan that contribute 74% of the overall GDP.\n\nExplosion in 4G adoption (91M 4G subscribers, 720% growth in 5 years), is helping drive product market fit:\ni. >1M downloads\nii. 4.6 star rating on Playstore & Appstore\niii. MAUs & GTV: get in touch :)\n\nUdhaar App is a Y Combinator company (Winter 2021). YC-listed status: Active.","url":"https://udhaar.pk/","is_stealth":false,"normalized_domain":"udhaar.pk","normalized_url_key":"udhaar.pk","parent_slug":null,"parent":null,"type_data":{},"logo":"https://bookface-images.s3.amazonaws.com/small_logos/c65e57759d0ba9c7f2f132cd48a606ba9a1bb245.png","links":[{"label":"Y Combinator profile","url":"https://www.ycombinator.com/companies/udhaar-app","platform":"ycombinator"}],"entry_points":[{"kind":"homepage","url":"https://udhaar.pk/","audience":"any","primary":false,"listed_by":"community","derived_from":"url","on_listing_domain":true}],"primary_entry_points":{"human":{"kind":"homepage","url":"https://udhaar.pk/","audience":"any","primary":false,"listed_by":"community","derived_from":"url","on_listing_domain":true},"agent":null},"founders":[],"media":null,"categories":["Fintech","Payments"],"stage":null,"founded_year":null,"location":"Karachi, Sindh, Pakistan; Sindh, Pakistan","pricing":null,"twitter":null,"github":null,"linkedin":null,"contact_email":null,"added_at":"2026-09-03T06:41:20.153Z","added_via":"web","geo":{"keywords":["Y Combinator","YC Winter 2021","Fintech"],"one_liner_for_search":"Udhaar App — We're Khatabook / OkCredit for Pakistan (Y Combinator Winter 2021)","canonical_facts":["Y Combinator batch: Winter 2021","YC company status: Active","Team size (per YC directory): 32","YC industry: Fintech","YC subindustry: Fintech / Payments","Regions (per YC): Pakistan, South Asia, Remote, Partly Remote"]},"agents":null,"featured_until":null,"example":false,"ownership_status":"unclaimed","claimed_by_agent_id":null,"claimed_via_claim_id":null,"claimed_at":null,"updated_at":"2026-09-03T06:41:20.153Z","is_featured":false,"category_memberships":[{"kind":"industry","slug":"fintech","name":"FinTech","note":null,"profile_url":"/industries/fintech"},{"kind":"industry","slug":"payments","name":"Payments","note":null,"profile_url":"/industries/payments"}]}}