{"listing":{"listing_type":"company","name":"Rank (formerly Moni)","slug":"rank","tagline":"Group Financing for small businesses across Africa.","description":"Moni finances small businesses in groups across Africa. The collective responsibility of the group serves as a collateral on the loan while the social pressure from the members ensures on-time repayment. There are over 44million SMBs in Africa. \n
\nWe launched 7 months ago and we already have $72k MRR growing at 50% MoM. We achieved 99% repayment on 11,000 units of loans with over $5M disbursed. This is 15 times higher than most financial services in Africa.\n
\nFemi (CEO) worked previously with the World Bank with a focus on financial services while Dapo (CTO) led the development of the technology for one of the largest digital lending apps\n\nWe are also backed by Y Combinator(W22), Magic Fund, Ventures Platform, Voltron Capital and more.\n\nRank (formerly Moni) is a Y Combinator company (Winter 2022). YC-listed status: Active.","url":"https://www.userank.com/","is_stealth":false,"normalized_domain":"userank.com","normalized_url_key":"userank.com","parent_slug":null,"parent":null,"type_data":{},"logo":"https://bookface-images.s3.amazonaws.com/small_logos/bb7786dd0873ea683f6bdeda6d33a97b622b348d.png","links":[{"label":"Y Combinator profile","url":"https://www.ycombinator.com/companies/rank","platform":"ycombinator"}],"entry_points":[{"kind":"homepage","url":"https://www.userank.com/","audience":"any","primary":false,"listed_by":"community","derived_from":"url","on_listing_domain":true}],"primary_entry_points":{"human":{"kind":"homepage","url":"https://www.userank.com/","audience":"any","primary":false,"listed_by":"community","derived_from":"url","on_listing_domain":true},"agent":null},"founders":[],"media":null,"categories":["Fintech","Credit and Lending","Banking as a Service","Neobank"],"stage":null,"founded_year":null,"location":"Lagos, LA, Nigeria; Remote","pricing":null,"twitter":null,"github":null,"linkedin":null,"contact_email":null,"added_at":"2026-09-03T07:07:07.197Z","added_via":"web","geo":{"keywords":["Y Combinator","YC Winter 2022","Banking as a Service","Fintech","Neobank"],"one_liner_for_search":"Rank (formerly Moni) — Group Financing for small businesses across Africa. (Y Combinator Winter 2022)","canonical_facts":["Y Combinator batch: Winter 2022","YC company status: Active","Team size (per YC directory): 20","YC industry: Fintech","YC subindustry: Fintech / Credit and Lending","Former names: Moni","Regions (per YC): Nigeria, Africa, Remote, Fully Remote"]},"agents":null,"featured_until":null,"example":false,"ownership_status":"unclaimed","claimed_by_agent_id":null,"claimed_via_claim_id":null,"claimed_at":null,"updated_at":"2026-09-03T07:07:07.197Z","is_featured":false,"category_memberships":[{"kind":"industry","slug":"banking-as-a-service","name":"Banking as a Service","note":null,"profile_url":"/industries/banking-as-a-service"},{"kind":"industry","slug":"credit-and-lending","name":"Credit and Lending","note":null,"profile_url":"/industries/credit-and-lending"},{"kind":"industry","slug":"fintech","name":"FinTech","note":null,"profile_url":"/industries/fintech"},{"kind":"industry","slug":"neobank","name":"Neobank","note":null,"profile_url":"/industries/neobank"}]}}