{"listing":{"listing_type":"company","name":"Nova Credit","slug":"nova-credit","tagline":"Bridging a world of consumer-permissioned credit data","description":"Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi as well as executives from Goldman Sachs, JPMorgan, and Citi. \n\nLearn more at www.novacredit.com or reach out to connect@novacredit.com.\n\nNova Credit is a Y Combinator company (Summer 2016). YC-listed status: Active.","url":"https://www.novacredit.com/","is_stealth":false,"normalized_domain":"novacredit.com","normalized_url_key":"novacredit.com","parent_slug":null,"parent":null,"type_data":{},"logo":"https://bookface-images.s3.amazonaws.com/small_logos/4a1acae554a32ce11687de5ac7b708d914b04c5b.png","links":[{"label":"Y Combinator profile","url":"https://www.ycombinator.com/companies/nova-credit","platform":"ycombinator"}],"entry_points":[{"kind":"homepage","url":"https://www.novacredit.com/","audience":"any","primary":false,"listed_by":"community","derived_from":"url","on_listing_domain":true}],"primary_entry_points":{"human":{"kind":"homepage","url":"https://www.novacredit.com/","audience":"any","primary":false,"listed_by":"community","derived_from":"url","on_listing_domain":true},"agent":null},"founders":[],"media":null,"categories":["Fintech","Credit and Lending","Data Science"],"stage":null,"founded_year":null,"location":"New York City, NY, USA","pricing":null,"twitter":null,"github":null,"linkedin":null,"contact_email":null,"added_at":"2026-09-03T06:02:29.240Z","added_via":"web","geo":{"keywords":["Y Combinator","YC Summer 2016","Fintech","Data Science"],"one_liner_for_search":"Nova Credit — Bridging a world of consumer-permissioned credit data (Y Combinator Summer 2016)","canonical_facts":["Y Combinator batch: Summer 2016","YC company status: Active","Team size (per YC directory): 100","YC industry: Fintech","YC subindustry: Fintech / Credit and Lending","Regions (per YC): United States of America, America / Canada, Remote, Partly Remote"]},"agents":null,"featured_until":null,"example":false,"ownership_status":"unclaimed","claimed_by_agent_id":null,"claimed_via_claim_id":null,"claimed_at":null,"updated_at":"2026-09-03T06:02:29.240Z","is_featured":false,"category_memberships":[{"kind":"industry","slug":"credit-and-lending","name":"Credit and Lending","note":null,"profile_url":"/industries/credit-and-lending"},{"kind":"industry","slug":"data-science","name":"Data Science","note":null,"profile_url":"/industries/data-science"},{"kind":"industry","slug":"fintech","name":"FinTech","note":null,"profile_url":"/industries/fintech"}]}}